ℹ️ About the Episode:
• RMDs must be taken at age 72, 73 or 75 based on your DoB.
• The missed RMD penalty is now 25% (possibly 10%).
• RMDs from TSPs, Employer Plans, and IRAs do not aggregate.
• Your first distribution must be your RMD (not eligible for Roth conversion).
• Consider withholding enough taxes on your RMD to cover a tax shortfall.