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Roth TSP or Traditional TSP? Which is Best for Federal Employees?

John Mason, CFP®, discusses the differences between traditional (pre-tax) retirement savings and Roth retirement savings.

About the Episode:

• There are key differences between Roth and Traditional TSP.

•  Traditional TSP contributions are made "pre-tax".

• Roth TSP contributions are made after taxes have been paid.

• The Traditional and Roth TSP grow tax-deferred.

•  At distribution, the Traditional TSP is fully taxable while the Roth TSP is tax-free.